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Empowering Lives, Building Sustainable Futures
Panacea Financial Services Limited is a Zambian micro-finance institution committed to expanding access to responsible financial solutions for individuals, civil servants, and businesses.
Accessible Financial Support, Built Around People
Our approach is centred on understanding our clients’ needs and providing financial support that is practical, ethical, and aligned with long-term financial well-being.
Our Story
Panacea Financial Services Limited was established to address the growing need for accessible and structured financial support within Zambia.
Your Partner in Finance Since 2016
Since our establishment, we have focused on delivering financial solutions that support personal development, business growth, and economic participation. Our services are guided by responsible lending principles and a commitment to transparency.
Our Mssion
To create opportunities for individuals, businesses and communities by delivering financial solutions and support that enable sustainable growth.
Our Vision
Working to transform lives through responsible and impactful financial support
/01
Financial Inclusion
We promote clarity, transparency, and understanding throughout the loan process to encourage informed decision by our clients.
/02
Financial Literacy
We encourage informed decision-making by promoting clarity, transparency, and understanding throughout the loan process.
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Innovative Financial Solutions
We continuously engage with clients and monitor the market to understand evolving needs and develop products and services that address their financial requirements.
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Transparent and Fair Practices
We operate with integrity, ensuring our processes are clear, fair, and compliant.
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Building Strong Financial Foundations
Our focus is on long-term financial stability for both our clients and the institution.
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Client- Centered Approach
Putting clients at the center of decision making and aligning all services to client needs.
Our Team
Edward C. Kunda
Chief Executive Officer (CEO)
Haggai Simpungwe
Chief Financial Officer (CFO)
Chileshe Malama
Chief Risk Officer (CRO)
Ahmad Mundia
Director
William Chanda
Director
John Brown Harawa
Director
Take the First Step with Panacea Financial Services Limited
Our Office
4th Floor, Godfrey House
Corner of Kabelenga Road & Longolongo Road
Lusaka, Zambia
Email Us
contact@pfs.co.zm
