Overview
Panacea Financial Services Limited Offers small, short-to-medium term credit facilities to help low and middle income students and families cover tuition, books, exam fees, and related education expenses. These are modest loan amounts suited to household budgets with flexible repayment terms that well aligned with academic cycles.
Each application is assessed based on eligibility, employment details, documentation, and internal credit evaluation processes to ensure loans are sustainable for both the client and the company.
Supporting Educational Goals Through Structured Financial Assistance
- Designed to support education-related expenses
- Structured repayment terms
- Subject to internal assessment and approval
Eligibility & Requirements
Applicants for Personal Loans are generally required to:
- Meet applicable eligibility criteria
- Provide valid identification
- Submit proof of enrolment or education-related documentation
- Complete the required application documentation
Additional requirements may apply based on internal assessment.
How To Apply
Our loan process is designed to be clear, structured, and client-focused, ensuring each application is assessed responsibly.
Step 1 – Review Eligibility
Understand the Educational Loan offering and eligibility requirements.
Step 2 – Submit an Application
Complete the application form and provide the required documentation.
Step 3 – Internal Review
Applications are assessed based on documentation, eligibility, and internal credit criteria.
Step 4 – Outcome Notification
Applicants are informed of the outcome after the assessment process is completed.